Combine the dry ingredients in a large mixing bowl. Stir together and make a well in the middle and add all the rest of the ingredients except for the carob chips.

Stir until mixture is blended then fold in the carob chips. Place in oil sprayed muffin pan.

Bake at 350 – 400 degrees for 12 – 15 minutes or until a tooth pick inserted in the middle of the muffin comes out clean.